Draft Realtors and Builder

Realtor & Builder Partnerships | Mortgage & Beyond
Partner Program · 2026

Close more deals.
Look like a hero.

Whether you list resale homes or build them from the ground up, we close fast, communicate relentlessly, and support your buyers for life. Partner with a producer-led brokerage that makes you the hero of every transaction.

20-Day Close
Every Lender Shopped
Lifetime Buyer Support

Let’s Partner.

Tell us about your business and we’ll show you how we add massive value to your buyers’ journey.

100% Confidential
4.9/5
Google Rating
$1.2B
Total Loans Approved
26K+
Happy Homeowners
20 Days
Avg. Clear to Close

Built For Your Business

Two partners. One relentless team.

Select your role to see exactly how we help you sell more homes and keep clients for life.

20-Day Clear to Close

The industry standard is 35-40 days. We close in 20-25 days with dedicated in-house processing. Win multiple-offer situations with our speed.

Lifetime Buyer Support

Every client receives resources covering Homestead Exemptions, seasonal home maintenance, and future real estate planning — so your referrals multiply.

Creative Approvals

We’re independent experts who shop every lender and program. Self-employed buyers? Credit hurdles? We find a way to get them approved.

New-Construction Experts

A team specifically trained in new-construction transactions, with a proven track record of closing on time — every time your home is ready.

Extended Rate Locks

Secure your buyers’ interest rate for up to 360 days while the home is being built — plus forward commitments to protect your whole subdivision.

Incentives That Sell

Temporary buydowns, builder-paid early interest, and bundled solar or pool financing give your sales team powerful tools to move inventory.

Why Top Texas Partners Trust Us

We don’t just fund the loan. We secure your reputation.

A great real estate experience shouldn’t end at the closing table. We treat every buyer as a lifelong client — which means more repeat business and referrals flowing back to you.

01

Speed & Certainty

Close in 20-25 days with in-house processing & underwriting.

Files are moved and conditions cleared by dedicated people who know your pipeline. Whether it’s a competitive resale offer or a completed spec home, we close on time and communicate every step.

02

Every Program, Shopped

One borrower, every lender — not one rigid rate sheet.

We’re independent, so we shop each buyer across the whole market: Conventional, FHA, VA, USDA, Jumbo, Bank Statement, DSCR, Doctor loans and Down Payment Assistance. Tough files get creative solutions.

03

Co-Marketing & Design

An in-house marketing & design team works for you, too.

Polished, on-brand collateral, open-house support, co-branded flyers and our real estate magazine — built on-demand for you and your listings. We make you look great to every buyer.

The Client Hand-Off

Support that makes you the hero.

We provide every buyer with comprehensive educational resources designed for long-term success. When their transition is smooth, your referrals multiply.

  • 1
    Homeownership Basics & Set-up Step-by-step help filing the Texas Homestead Exemption, updating licenses, and understanding their new escrow account.
  • 2
    Maintenance & Protection Seasonal checklists, Texas foundation watering guides, HVAC care, and Insurance vs. Home Warranty breakdowns.
  • 3
    Planning Their Next Steps When to build equity, pay down early, and exactly when to call YOU to rent, sell, or buy their next property.

Post-Close Resources

Homeownership done right, together.

I. Basics & Set-up
II. Understanding the Mortgage
III. Insurance & Claims
IV. Seasonal Maintenance
V. Planning for the Future

Want to co-brand this for your buyers?

Request a Sample

Programs For Every Buyer

A loan solution for every client you send.

Beyond conventional and government loans, we offer specialized programs that help your buyers qualify and your homes sell.

Core

Conventional & FHA

Competitive rates and flexible credit options — perfect for first-time and move-up buyers alike.

Military

VA & USDA Loans

Zero-down financing for veterans, active military, and eligible rural and suburban buyers.

Self-Employed

Bank Statement Loan

Alternative income verification built for business owners and self-employed borrowers.

Investors

DSCR Loan

Debt Service Coverage Ratio loans for investors who qualify on property cash flow, not personal income.

Professional

Doctor Loan

Low-to-no down payment options tailored for physicians and medical professionals.

Specialized

Bridge 2 Home

Let buyers secure a new home without the stress of selling their current one first.

For Builders · Sell More Homes

New-construction financing tools.

Purpose-built programs that protect your interest rates, sweeten your incentives, and move completed inventory faster.

Extended Rate Lock

Secure a buyer’s interest rate for up to 360 days while their home is being built — protecting the sale from rate swings.

Builder-Paid Early Interest

An exclusive incentive that lets a builder cover the buyer’s interest for the first months while they settle in.

Temporary Buydowns

Lower the starting interest rate to ease buyers into their monthly payment for the first few years.

Forward Commitments

Lock in a bulk rate commitment for an entire subdivision or development to protect your investment.

Solar & Pool Bundling

Conventional & FHA options let buyers bundle solar or a pool into one loan after the home is built.

Lock & Sell Inventory

Lock multiple commitments with no upfront fee to help move your completed inventory quickly.

The Growth Play · For Owners

Capture mortgage revenue together.

Are you a broker-owner or builder? Through our compliant Joint Venture (JV) model, you can co-own a referral channel and participate in the revenue generated from your closings — purchase business most never get access to.

Builders

Steady new construction

+

Brokerages

RE broker-owner partners

Compliant JV

Co-owned referral channel

YOU

New Ancillary Revenue

We set up and operate a legally compliant, co-owned channel — you capture revenue from closed loans.

The Honest Comparison

Mortgage & Beyond vs. The Typical Lender.

What Matters To You Typical Retail Lender Mortgage & Beyond
Speed to close 35-40 days 20-25 days, in-house
Loan products One rate sheet Every lender, shopped per borrower
New-construction tools Limited or none 360-day locks, buydowns, forward commitments
Post-close buyer support Loan funds, then silence Lifetime education & resources
Marketing & co-branding Template library In-house design & open-house support
Revenue partnership None Compliant builder & brokerage JVs

All loans are subject to underwriting or investor approval. Not an offer of credit or a commitment to lend.

Ready to close more deals together?

Bring your buyers, your listings, and your goals — and let’s build a partnership that makes you the hero of every transaction.

© 2026 Mortgage & Beyond LLC mtgandbeyond.com NMLS #2801099