Enjoy the freedom.
Supported fully.
A quick overview for Loan Officers and LO teams considering their next move. The channel is moving your way. Every lender is fighting for the broker channel. Partner with a producer-led brokerage built around producers. Sell, don’t shuffle paper.
Compare first and decide later:
Confidential. See exactly how your pipeline price out and how fast you can grow on our platform. Request a comparison. We don’t have outside recruiters
Why Now
The channel is moving your way.
Loan officers change companies constantly — the only real question is where the good ones land. Right now the momentum, pricing, and products are all shifting toward the broker channel.
Moving to brokers
Tens of thousands are in motion right now finding better platforms to support their business.
Broker Share Climbing
Broker share is climbing as retail lenders merging with one another, banks pulling back from retail footprints and large national lenders aggressively compete for broker business.
First Class Access and Service
Every lender is now building out the best platform, for the broker channel- better pricing, exclusive programs, and quick turnaround, all flow to brokers first.
What We Believe
An producer-led brokerage, built around producers.
We’re built on purpose. You work directly with top producers, decisions happen fast, and you’re never just a number. You don’t win alone; You win when you have a great company behind you.
Freedom
You close more loans, not shuffle paper. Get more time back!
Your time goes to clients and closings — our support team handles the rest. An in-house team (processor, LOA, marketing, design, IT, CRM) ensures you spend your day prospecting, not on admin.
Access
You’re a person, not a number.
Direct access to the owner, leadership team, fast answers. Leverage the long-term relationships we have in the industry across major lenders, every program shopped per borrower, exclusive perks only to VIP partners, and free use of Arive (Pro version with AI).
Choice
You choose how you’re paid.
Pick the comp model that fits your business perfectly. Maximize your comp as a 1099, or maximize your stability with a W-2 including full health benefits and a 6% 401(k) match. Your call. Same support no matter what you choose.
The Platform · Partnership & Freedom
A team invested in your success.
You’re never on your own. We believe in building genuine relationships with our LOs and providing hands-on support to help you grow your business. When you succeed, we succeed. You originate and build relationships; our internal team carries the rest. Included on W-2, available à la carte on 1099.
In-house Processor
Files moved and conditions cleared by dedicated people who know your pipeline and specific lender requirements by experience.
Loan Officer Assistant
Dedicated administrative support so absolutely nothing slips between you and the closing table.
CRM Management
Full CRM setup and ongoing management. Automated workflows ensure your database is meticulously optimized so leads never fall through the cracks.
Marketing Support
Build a professional, automated marketing system without the headache. Includes custom email and SMS campaigns under your own brand, with ready-to-go templates.
Graphic Design
Polished, on-brand collateral created on-demand whenever you need it for you and your real estate partners.
In-house IT
Your tech just works. Stop dealing with DIY troubleshooting and experience zero downtime.
Your Own Custom Quarterly Magazine
We publish our own quarterly Mortgage & Beyond magazine for homeowners and real estate professionals. A digital version is sent to your entire database, and printed copies can be mailed directly to your clients for as little as $2.50 per copy—including design, printing, and shipping.
The M&B Advantage: Comparable publications often cost $6.50+ and share content with thousands of others. Ours is exclusive to M&B, keeping you top of mind with your past clients and partners.
Lending Power
Products and pricing that win.
Your business shouldn’t be limited to standard residential mortgages. We give you the tools to become a true financing advisor.
Top-Tier Pricing
Whether you close 3 loans or 30 loans a month, you benefit from the exact same top-tier pricing. Your clients receive the same advantages typically reserved for much larger producers.
- Free rate lock extensions*
- Faster underwriting times
- Preferred VIP lender service
Solution-Driven
We actively search for financing solutions that solve real-world problems. We don’t just offer the same products every other lender has.
When we identify a valuable new program, we can often bring it to our platform in days—not weeks or months. Stay ahead of the competition and serve clients others turn away.
Comprehensive Solutions
Say “yes” more often. Our expansive platform includes commercial and investor solutions to grow your footprint:
Your Comp, Your Choice
Two ways to partner with us.
Same lenders, same technology, same in-house team. You decide how you’re paid — and you build your business the way that fits you.
1099
Maximize Your Comp
- Keep up to 100% of your commission
- Free soft credit pull included
- Pay only for what you use — à la carte
- Free Arive (LOS) & full lender access
Best For:
Hands-on, highly self-sufficient LOs who want to control their margin.
W-2
Maximize Stability
- Health, dental, vision, HSA & 6% 401(k) match
- Free soft credit pull included
- Pipeline Support & marketing included — fewer fees
- Dedicated Processing & LOA included
Best For:
LOs who want a high floor, robust benefits, and full corporate backing.
Beyond Mortgages
The Inner Circle Partner Program.
Our goal is to make you the trusted financial resource your clients think of first. We’re building an exclusive Inner Circle Partner Network made up of carefully vetted professionals across multiple industries.
After closing, you’ll have a trusted referral network for anything your clients may need. This creates value long after the transaction closes, deepening your relationships. Even more importantly, it expands your referral network instead of relying primarily on Realtors.
Attorneys
Builders
Is This You?
Who thrives at Mortgage & Beyond.
The Growing LO or Team
You want mentorship, systems, and full back support to grow a lifelong book of business and have a pipeline ready to scale rapidly.
The Stability-Seeker
You want a floor under a commission business. Go W-2 for full health benefits, the 6% 401(k) match, and comprehensive backend support.
The Comp-Maximizer
Hands-on and self-sufficient. Go 1099, keep up to 100%, and pay only for exactly what you use to run your business efficiently.
The Honest Comparison
M&B vs. The Big Retail Lender.
| Feature | Other Brokers / IMBs | Mortgage & Beyond |
|---|---|---|
| Pay model | One rigid structure | Choose 1099 or W-2 |
| Retirement / Benefits | Often none for brokers | 6% match + HSA on W-2 |
| Support | Shared queue / call center | In-house processor, LOA, marketing, design, IT, CRM |
| Products | Slow on new program rollout | As soon as the program is available |
| New Lender Relationships | Wait for corporate approvals | Onboarded in days |
| Leadership Access | Long escalations & layers | Direct line to owner & leadership |
| Referral channels | Eat what you kill | Compliant builder & brokerage JVs |
Fees shown are current and illustrative.